Neat! Punishing conspiracy and engineered lying is a good thing!

So underrated, Foss could burn down Visa and all it would take is Amazon or Google to champion it. % of every transaction would be saved.

Imagine if credit card fraud was actually not easy, and more importantly your spending habits were not trackable. So much targeted adverts would just die off.

Cloud based solutions in selfhosted are a hilarious suggestion.

I would suggest avoiding anything that is a “community” or “personal use only”. If its not fully open its not worth it.